Put yourself in members’ shoes during the holiday shopping season

first_imgAs Christmas decorations begin to fill the aisles and ads flood our news feeds, we embark on another holiday season. From holiday exchanges to presents for the kids, purchases are being made at an escalated rate. Even the most stubborn scrooge finds themselves frivolously spending during the holidays. Whether your members are early bird Black Friday shoppers or those who run through Target aisles on Christmas Eve, it’s easy to forget budgets and overspend. As a credit union, it’s important to keep your members in mind during the festive season and offer them the tools to keep their assets in line.Picture these all-too-familiar scenarios and how your credit union can offer members a solution.SET IT BEFORE YOU SPEND IT. Thanksgiving feast has just been put away and the turkey platter is replaced with plans for a successful Black Friday shopping trip. Everyone in the family has been studying the holiday ads and have their favorite gifts already in mind. The anticipation is finally over and they hit the stores to take advantage of the year’s biggest sales. Their cart fills up quickly and around every corner is another can’t miss deal. Your member overspends and finds themselves riding home in panic and shame. They spend the rest of the season working longer hours trying to make up for the breach in budget. Now imagine if such a member had proper daily card limits in place or notification alerts to inform them budgets had been exceeded. Be sure that members know about your credit union card services and guide them to set reasonable budgets that will keep their holiday spirits high. continue reading » 32SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblrlast_img read more

Trump replaces re-election campaign manager in shake-up

first_imgPresident Donald Trump replaced his campaign manager on Wednesday as he faces a gap in the polls against presumptive Democratic nominee Joe Biden with less than four months to Election Day.Trump said on Facebook he would replace campaign manager Brad Parscale with Bill Stepien, who has been the deputy campaign manager.”Both were heavily involved in our historic 2016 win, and I look forward to having a big and very important second win together,” Trump said. “This one should be a lot easier as our poll numbers are rising fast, the economy is getting better, vaccines and therapeutics will soon be on the way, and Americans want safe streets and communities!” Parscale, whom Trump said would shift to a role focused on digital strategy, was blamed internally for the botched Tulsa, Oklahoma, rally last month that drew a much smaller-than-expected crowd and led to a coronavirus outbreak that forced Parscale and other campaign officials who were there to self-quarantine for two weeks.Trump advisers have also privately leveled criticism that the campaign lacks a central message. But they said Trump shared the blame because he lacked discipline on how to communicate their message and agenda for a second, four-year term.Trump, a Republican, trails Biden by 10 percentage points among registered voters in the latest Reuters/Ipsos poll, which has shown voters souring on his handling of the coronavirus pandemic. The virus has also derailed his normal strategy of holding massive campaign rallies.Topics :last_img read more